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🚨 The Silent Deal-Breaker in Florida Real Estate?

Insurance.

Too many buyers calculate affordability on mortgage alone — and forget to factor in coastal insurance premiums.

Here’s what they miss:

  • 🧱 Old roofs = instant surcharges
  • 🌊 Flood zones = mandatory coverage
  • 🌀 Hurricane exposure = big premiums

Lenders often estimate low. I’ve seen monthly quotes double after closing — blindsiding the buyer.

This isn’t scare talk. It’s strategy.

I’m Michael RenickFlorida’s Transparent Rebel — and I’ll help you buy smart before the paperwork.

📲 Call now: 941.400.8735

#FloridaRealEstate #InsuranceTruth #HomeAffordability #TransparentRebel