Insurance Is Killing Deals — Here’s How We Protect Buyers

⚠️ Home insurance issues are disrupting Florida real estate — but they don’t have to ruin your deal.

✅ Our 5-Step Insurance Protection Strategy

📋 1. Pre-Check the Property

We evaluate potential red flags before the offer stage — including roof age and insurance carrier rules.


🔎 2. Get Quotes Before You Commit

We connect you with local experts to get early, realistic quotes — no surprises at the 11th hour.


💰 3. Total Payment = Mortgage + Insurance

We calculate your true monthly payment with potential premiums included.


🏠 4. Know the Risk Properties

Some homes scream “deal” but whisper “uninsurable.” We help you avoid them.


🤝 5. We Negotiate or Pivot

If a quote kills your budget, we help adjust terms — or find you a better fit, fast.


💬 What Our Clients Say


“Michael saved our deal — and our sanity.” – Chris D.

“$2K/year saved thanks to early insurance prep!” – Sophia G.


❓ Frequently Asked Questions

Q: Can insurance costs affect my loan?
A: Absolutely. If the premium is too high, your loan DTI (debt-to-income) can disqualify the approval.


📞 Let’s Navigate Florida’s Insurance Market Together

Call Michael Renick today at (941) 400-8735


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Insurance is killing Florida real estate deals. Learn how Michael Renick helps buyers navigate premiums, inspections, and close with confidence.

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