Why Some Florida Agents Don’t Disclose Flood Claims

🌊 Flood zones are one thing — flood history is another. And it matters more than you think.

Here’s how Team Renick makes sure buyers don’t get caught by surprise.

✅ 5 Ways We Get the Full Story

🔍 1. Prior Claims = Premium Problems

A previous flood — even in a low zone — can trigger high insurance quotes or limited options.

🧾 2. Sellers May Not Volunteer It

Florida doesn’t require disclosure unless directly asked. So we ask — always.

🙈 3. Some Agents Gloss Over It

Flood talk scares buyers — so some agents stay silent. That’s not how we operate.

🛡️ 4. We Go Straight to the Source

We request history from sellers, ask for CLUE reports, and connect you with insurers early.

📢 5. Honesty Gets Deals Done

With the full picture, you can budget better — or walk early if needed.

💬 What Our Clients Say

“Michael uncovered flood claims that weren’t listed. It saved us.” – Dana T.

“No surprises. We felt informed and in control.” – Tony & Lisa

❓ Frequently Asked Questions

Q: What’s a CLUE report?
A: It’s a report that reveals a property’s insurance claim history — we help you request it.

📞 We Ask What Others Don’t

Call Michael Renick today at (941) 400-8735

🔗 Visit Mike’s Daily Blog

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Meta Description:
Many Florida agents skip disclosing flood claims. Learn how Team Renick protects buyers with transparency and smart negotiation.

Meta Keywords:
Florida flood claim disclosure, CLUE report real estate, flood insurance Sarasota, hidden flood history homes