Buying in a Florida HOA? Here's What Most Agents Don't Warn You About

🏘️ Love the pool. Hate the rules? We hear that a lot.

At Team Renick, we uncover the HOA truths before you sign.

✅ 5 Things Buyers Miss About HOAs

📄 1. Financial Red Flags

Looks good on the surface? We review the reserves and recent assessments.


⚖️ 2. Rules, Rules, Rules

No rentals? No pets? No grills? We read every restriction before you fall in love.


📈 3. Low Fees... Then a Surprise

That $250/month may turn into $5,000 if the seawall or roofs need replacement.


🛑 4. Financing May Be Blocked

Lenders won’t touch HOAs under litigation or with poor insurance. We verify status first.


🔍 5. Real Enforcement Varies

We ask actual residents how it’s enforced — and what living there really feels like.


💬 What Our Clients Say


“The last agent didn’t mention the pet restriction. Michael saved us from buying in the wrong place.” – Claire M.

“We were blindsided by an HOA fine years ago. With Team Renick, no more surprises.” – Greg & Nina


❓ Frequently Asked Questions

Q: What’s the worst HOA surprise?
A: Rental restrictions, pet bans, and special assessments — often buried in fine print.


Q: Can my loan be denied over an HOA?
A: Yes. If it’s poorly managed or under legal issues, your lender may say no.


Q: Will you help me review the HOA?
A: Absolutely — that’s what makes us different.


📞 Don’t Buy Blind

Call Michael Renick today at (941) 400-8735


Meta Description:
HOA horror stories in Florida? Michael Renick shows buyers how to avoid hidden fees, unfair rules, and legal headaches before buying.

Meta Keywords:
Florida HOA buyer tips, HOA rules Florida, hidden HOA fees, Sarasota condo restrictions, Team Renick buyer education